What is EAM?

“It’s important to know that your assets are held with a bank of your choice (security). We only obtain a limited authority over the client relationship. That means that we cannot withdraw or transfer funds from your account.”

We work in partnership with the following banks:

What does a mandate with an independent asset manager involve?

A strong partnership
You have decided to place your assets under the management of an independent asset manager. As an asset manager we shall be happy to support you in the decision to determine the bank/the banks of your choice and promote successful long-term growth of your assets. The collaboration between us as asset manager and the bank of your choice is based on an agreement that governs the rights and obligations of the contracting parties, creating clarity and security for all concerned.

How do the banks support us as asset managers?

The banks have developed special online tools in order to provide you and also us as asset managers with the best possible service. We as asset managers are able to track the development of your assets live at any time and initiate transactions online. We reach all decisions jointly with you as the client or on the basis of your asset management mandate. The bank is responsible for the execution and recording of transactions. The stock exchange orders given by the asset manager are placed directly on the relevant markets.
In addition to this we as asset managers have direct access to a vast range of financial instruments and the latest market and company analyses of all our partner banks.  The banks also offer special events at which specialists provide information about topical issues. This information from all banks enables us to build up an overall picture of the investment environment, trends and current changes in legislation.

Remuneration of the bank of your choice
The banks levy fees and commission for conducting the customer relationship. The banks do not make an additional charge or levy higher fees for the collaboration with us as asset managers. You can see the costs the bank has applied from the annual reports. These may be external costs billed by third parties (e.g. stock exchange fees, taxes, etc.) but also the bank’s own custody fees and brokerage fees. As asset managers we recoup up to half of the brokerage fees charged by the bank on a case-by-case basis, which we then pass on to our clients in full (normally half tariff in stock exchange transactions).